It doesn't work like that. You cannot get a Stafford loan from the bank - it comes from the federal government (sort of) and you have to apply for it through your school. You can use the money you borrow for your books without a problem. If you want a Stafford loan talk to your school's financial aid office as quickly as possible. You will need to fill out the FAFSA if you haven't already.
If you want a standard commercial educational loan you can usually apply for those online. You may be able to get one through your bank as well. You will probably need a cosigner.
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